Andrew and I just completed Dave Ramsey's Financial Peace University. We got a diploma and everything! Andrew wasn't able to attend about 4 classes with me because right after we started the class they transferred him to a store an hour away, and moved everyone around because of a new store opening. He worked so much in the last couple of months I forgot what he looked like!
I want to thank my brother and SIL for sending us to this class. It has made a huge difference in us now knowing where our money is going instead of us wondering where it went!
I strongly suggest you find a FPU in your town and GO! It will make a huge difference in your life!